[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kexik.sk\/financna-gramotnost-a-jej-uroven\/#Article","mainEntityOfPage":"https:\/\/www.kexik.sk\/financna-gramotnost-a-jej-uroven\/","headline":"Finan\u010dn\u00e1 gramotnos\u0165 a jej \u00farove\u0148","name":"Finan\u010dn\u00e1 gramotnos\u0165 a jej \u00farove\u0148","description":"Finan\u010dn\u00e1 gramotnos\u0165 je aspekt, ktor\u00fd m\u00e1 ve\u013emi v\u00fdznamn\u00fd podiel na \u00faspe\u0161nosti podnikania. Aj ke\u010f ide v\u00a0prvom rade o\u00a0osobn\u00fa z\u00e1le\u017eitos\u0165, ke\u010f\u017ee ide o\u00a0schopnos\u0165 pou\u017e\u00edva\u0165 svoje poznatky na efekt\u00edvne riadenie vlastn\u00fdch finan\u010dn\u00fdch<a href=\"https:\/\/www.kexik.sk\/financna-gramotnost-a-jej-uroven\/\" class=\"d-block breadmore\">Read More<\/a>\n","datePublished":"2017-02-27","dateModified":"2017-02-27","author":{"@type":"Person","@id":"https:\/\/www.kexik.sk\/author\/#Person","name":"","url":"https:\/\/www.kexik.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kexik.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kexik.sk\/wp-content\/uploads\/img_a280251_w2040_t1493279028.jpg","url":"https:\/\/www.kexik.sk\/wp-content\/uploads\/img_a280251_w2040_t1493279028.jpg","height":0,"width":0},"url":"https:\/\/www.kexik.sk\/financna-gramotnost-a-jej-uroven\/","wordCount":378,"articleBody":"\tFinan\u010dn\u00e1 gramotnos\u0165 je aspekt, ktor\u00fd m\u00e1 ve\u013emi v\u00fdznamn\u00fd podiel na \u00faspe\u0161nosti podnikania. Aj ke\u010f ide v\u00a0prvom rade o\u00a0osobn\u00fa z\u00e1le\u017eitos\u0165, ke\u010f\u017ee ide o\u00a0schopnos\u0165 pou\u017e\u00edva\u0165 svoje poznatky na efekt\u00edvne riadenie vlastn\u00fdch finan\u010dn\u00fdch zdrojov s\u00a0cie\u013eom zaisti\u0165 si celo\u017eivotn\u00e9 finan\u010dn\u00e9 zabezpe\u010denie.\tT\u00e1to nadobudnut\u00e1 schopnos\u0165 m\u00f4\u017ee v\u00fdznamn\u00fdm sp\u00f4sobom pom\u00f4c\u0165 aj pri efekt\u00edvnom riaden\u00ed organiz\u00e1cie s\u00a0cie\u013eom zabezpe\u010di\u0165 jej bezprobl\u00e9mov\u00fd chod aj po finan\u010dnej str\u00e1nke.\t\tOt\u00e1zkou v\u0161ak zost\u00e1va ak\u00e1 by mala by\u0165 jej \u00farove\u0148, \u010di u\u017e na osobnej rovine, ale aj pri profesion\u00e1lnom pon\u00edman\u00ed z\u00a0h\u013eadiska \u00faspe\u0161n\u00e9ho vedenia organiz\u00e1cie.\tJe zauj\u00edmav\u00e9, \u017ee dodnes neexistuj\u00fa pevne stanoven\u00e9 objekt\u00edvne \u010dinitele, pod\u013ea ktor\u00fdch mo\u017eno ur\u010di\u0165 konkr\u00e9tnu \u00farove\u0148 finan\u010dnej gramotnosti. D\u00e1 sa t\u00fdm p\u00e1dom poveda\u0165, \u017ee ide, svoj\u00edm sp\u00f4sobom, o\u00a0ist\u00fd subjekt\u00edvny poh\u013ead. Napriek tomu s\u00fa tu v\u0161ak princ\u00edpy, ktor\u00e9 n\u00e1m m\u00f4\u017eu pom\u00f4c\u0165 v\u00a0pozn\u00e1van\u00ed istej \u00farovne tohto aspektu.\t\u00a0\tFinan\u010dn\u00e1 gramotnos\u0165 a\u00a0jej \u00farove\u0148sa m\u00f4\u017ee hodnoti\u0165 pod\u013ea toho ako konkr\u00e9tny \u010dlovek dok\u00e1\u017ee:\t\u00a0\t\tVyh\u013eada\u0165 konkr\u00e9tne inform\u00e1cie z\u00a0finan\u010dnej oblasti, ktor\u00e9 mu m\u00f4\u017eu pom\u00f4c\u0165 spr\u00e1vne sa rozhodn\u00fa\u0165.\t\tVyh\u013eadan\u00e9 inform\u00e1cie spr\u00e1vne vyhodnoti\u0165 s\u00a0oh\u013eadom na svoje ciele a\u00a0potreby.\t\tPou\u017ei\u0165 svoje finan\u010dn\u00e9 prostriedky na dosiahnutie svojich finan\u010dn\u00fdch pl\u00e1nov, cie\u013eov a\u00a0strat\u00e9gi\u00ed.\t\tUr\u010di\u0165 si svoje z\u00e1kladn\u00e9 pravidl\u00e1, pod\u013ea ktor\u00fdch riadi svoje financie.\t\tSpozna\u0165 riziko, ktor\u00e9 ka\u017ed\u00e9 rozhodnutie v\u00a0tejto oblasti prin\u00e1\u0161a.\t\tRozv\u00edja\u0165 schopnos\u0165 nadob\u00fadania a\u00a0postupn\u00e9ho z\u00edskavania vlastn\u00e9ho pr\u00edjmu.\t\tNau\u010di\u0165 sa hromadi\u0165 finan\u010dn\u00e9 prostriedky prostredn\u00edctvom sporenia.\t\tEfekt\u00edvne vyu\u017e\u00edva\u0165 slu\u017eby dostupn\u00e9 na finan\u010dnom trhu.\t\tPlni\u0165 si v\u010das a\u00a0v\u00a0predstihu svoje finan\u010dn\u00e9 z\u00e1v\u00e4zky.\t\tNa z\u00e1klade z\u00edskan\u00fdch inform\u00e1ci\u00ed zve\u013ea\u010fova\u0165 a\u00a0chr\u00e1ni\u0165 svoj osobn\u00fd majetok.\t\tNau\u010di\u0165 sa a\u00a0rozumie\u0165 z\u00e1kladn\u00fdm pojmom vo svete finan\u010dn\u00edctva.\t\tSpr\u00e1vne komunikova\u0165 s\u00a0finan\u010dn\u00fdmi in\u0161tit\u00faciami.                                                                                                                                                                                                                                                                                                                                                                                                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